Tell Us About You
Your personal details help create a more accurate retirement benefit estimate.
This section gathers the basic information needed to estimate your potential government retirement benefits. Your age, province, marital status, spouse details, residency history, and planning age can all affect your projected benefits and retirement cash flow.
Not sure about an answer? Use your best estimate for now. You can always return and update your information later.
We'll model this as a single household. No spouse questions will be asked.
This directly affects your — Canada needs 40 years of residency after age 18 for the full pension.
Based on your selections, we suggest planning to age 90. Likely range: 85–95.
Statistical baseline: based on the selected life table, a 60-year-old female has an estimated 46% chance of reaching age 85, 27% chance of reaching 90, 11% chance of reaching 95, and 2% chance of reaching 100. We adjust the statistical midpoint up or down based on your health, family longevity, and planning style answers.
"Spend more now" plans to a younger age (more cash earlier). "Plan for a long life" stretches money to an older age (safer if you outlive expectations).
Applies only to suggested planning age, not to the raw statistical probabilities.
The dashboard extends to age 100 for safety, with a vertical marker at your planning age.
These are statistical estimates, not predictions. Planning to a longer age can reduce the risk of outliving income. Longevity estimates are for retirement-income planning only — not medical, actuarial, insurance, or mortality advice.